BNA Notice 9: only 2,115 loans and a housing deficit of 3.2 million homes

Story from Expansão, 16 June 2026.

The story says the national housing deficit was estimated at around 3.2 million homes and that the credit mechanism tied to BNA Notice No. 9 had enabled 2,115 loans in four years, according to the figures cited. Experts argue that financing conditions, bureaucratic obstacles and the role of the State continue to limit the growth of credit and the response to housing needs.

Opinion: The story highlights an important difference between a housing deficit and a commercially financeable market. There is a great need for homes, but projects need products and repayments that fit household incomes. In my opinion, sustainable solutions call for affordable credit, legal certainty, infrastructure and building models with controlled costs. For investors, the affordable segment may have structural demand, but it requires a rigorous analysis of customers' ability to pay.

Read the original article: https://www.expansao.co.ao/economia/detalhe/aviso-9-do-bna-com-apenas-2115-creditos-nao-trava-crise-na-habitacao-72554.html

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